MyIDCare Review: Does It Help Protect Your Identity?

With all the personal information we surrender to the internet, it only makes sense to have some sort of identity theft protection. I bet you’ve heard of horror stories of folks losing their identity, money or falling victims to scams and identity theft. Well, MyIDCare claims they’ll help secure your information. But if you’re smart, you know better than to sign up before reading MyIDCare reviews. 

Well, I’m glad you’re here. That’s because based on what we’ve uncovered about the service, you may want to read this MyIDCare review to avoid any issues. So let’s get into it, shall we?

What Is MyIDCare?

MyIDCare found online at MyIDCare.com is an identity theft protection and monitoring service based in Portland, Oregon. The company is part of IDExperts – a financial services and identity protection company headquartered at 10300 SW Greenburg Rd Ste 570, Portland, OR 97223-5416 in the US. 

How Does MyIDCare Work?

MyIDCare monitors the use of your personal information across several data points. If there’s suspicious activity, MyIDCare sends you actionable alerts. If you become a victim of identity theft or fraud, they assign you a recovery expert to help recover your identity and secure your information. 

MyIDCare Features

The company has a couple of features that run the identity protection services they provide including:

24/7 Threat and Monitoring – Their ID monitor offers identity theft protection through internet and dark web monitoring, credit monitoring, social security fraud monitoring, court record monitoring, change of address and payday loan monitoring. 

Dedicated Recovery Experts – They’ll assign you a dedicated contact person to follow up on alerts and help you solve cases. This feature includes consultation, scam alerts and protection advice and a fully-managed U.S-based identity recovery. 

$1 Million Insurance – They claim they’ll offer you concierge-style support that comes with a $1 million insurance to reimburse you for any out-of-pocket expenses, stolen funds and a 100% recovery guarantee.

Mobile App – The MyIDCare app is available for both Android and iOS. 

How Much Does MyIDCare Cost?

At the time of this review, MyIDCare has two price plans for both individuals and family: 

Individual

• MyIDCare Essentials – $9.95 per month
• MyIDCare Premier – $10.95 per month

Family

• MyIDCare Essentials – $19.95 per month
• MyIDCare Premier – $39.95 per month

The most complete package (Family Premier) has the following services and features. 

• 3-Bureau Credit Report and Credit Monitoring
• Dark Web Monitoring
• $1 Million Identity Theft Insurance
• Identity Theft Recovery Guarantee or Your Money Back
• Fully-Managed, Identity theft protection and Recovery
• Social Media Identity Theft Protection and Fraud Protection
• Credit Lock in case of Identity Theft
• Credit report and score
• Real-time Identity Theft Inquiry Alerts
• Lost Wallet recovery
• Identity theft information consultation
• Monthly summary of account activity
• Scam alerts and protection by Customer Service
• Dark web password protection
• Change of Address Monitoring
• Court Record Monitoring and Payday Loan Monitoring
• Social Security Fraud Monitoring
• Social Media Account Takedowns
• Inappropriate Social Media Content Alerts

The Family plan includes two adults and up to 5 minors under the age of 18. You can find out more about the plans here. 

Does MyIDCare Give Credit?

MyIDCare does not give credit past the $1 million insurance cover. They also don't have a trial period once you choose to sign up.

How Do I Get Started with MyIDCare?

You can go here to sign up. They’ll require your personal information including name, address, date of birth, email address, social security number and so on. You can then proceed to pay for your membership using a credit card as the only available option. 

MyIDCare Complaints

MyIDCare looks all good, up until you run into issues. So here are some of the complaints we found about the service. 

Payment issues – We came across a couple of customer reviews claiming they were never notified of price increments, just the charge in their statement. So allegedly they change prices on the fly if what these customers are saying is true. 

No trial period – The company doesn’t offer a risk-free program for their identity theft protection services. You’ll need to pay the monthly fee in full to access the features. Unlike other identity protection services like IDShield, with MyIDCare you’ll be going all in from the start. 

What’s your refund policy? – We couldn’t find any information about MyIDCare’s refund policy. So its unclear if you’ll get your money back if you’re not satisfied with the service. 

What Identity Theft Protection Is Best?

All identity theft protection services have their advantages and drawbacks. So you’ll need to determine which services and features are most important to you. You can then pick the most affordable based on your needs. At the end of the day, you should consider the most important factors including the price, insurance amount, available features, trial program and their refund policy. 

Is MyIDCare Worth It?

MyIDCare is legit, with the majority of their customers having good things to say about the service. They also have an excellent BBB rating which is reassuring to some. However, it’s hard to overlook the fact that they don’t offer a trial period. In addition, at the time of writing there’s no refund policy information that we could find. So it’s up to you to determine whether the service is worth your time and money. 

Well, that’s my MyIDCare review. Would you use the service? Feel free to chime in your thoughts in the comments section below. If you still need more questions answered, you can visit their FAQs section here. 

Until next time

Eddy “with a Y”